Cookie Policy

1. Introduction

This Cookie Policy explains how Finoment LLC (“FinTEM,” “we,” “us,” or “our”) use cookies and similar tracking technologies on our website and orchestration dashboard. By using our platform, you consent to the use of cookies as described in this policy.

2. What are Cookies?

Cookies are small text files placed on your device (computer, smartphone, or tablet) when you visit a website. They are widely used to make websites work more efficiently, provide personalized experiences, and supply business intelligence to the platform owners.

3. How FinTEM Uses Cookies

As a financial technology provider, we use cookies primarily for Security, Functionality, and Analytics. Our cookies fall into the following categories:

3.1. Essential Cookies (Strictly Necessary): These are vital for the operation of the FinTEM Dashboard and API portal. They enable core features such as user authentication, session management, and fraud prevention. Without these, the platform cannot function securely.
3.2. Preference Cookies (Functionality): These cookies allow our platform to remember choices you make (such as your preferred language, currency display, or regional dashboard settings) to provide a more personalized experience.
3.3. Analytics and Performance Cookies: We use these to understand how Merchants interact with our dashboard (e.g., which regional reports are accessed most). This data is aggregated and anonymized, helping us optimize our system’s speed and reliability.
3.4. Security Cookies: Specialized cookies used to identify and prevent security risks, unauthorized access attempts, and to protect the integrity of your API credentials during active sessions.

4. Third-Party Cookies

In some cases, we use trusted third-party services (such as Google Analytics or AWS Monitoring tools) to assist in analyzing platform performance. These third parties may set their own cookies on your device to provide their services to us. FinTEM does not allow third-party advertising cookies for marketing purposes.

5. Managing Your Cookie Preferences

You have the right to decide whether to accept or reject cookies.

Browser Controls: Most web browsers allow you to manage cookies through their settings. You can set your browser to block all cookies or alert you when a cookie is being sent.
Impact of Disabling: Please note that if you choose to disable Essential Cookies, you will not be able to log in to the FinTEM Dashboard or use our orchestration services, as these are required for secure session authentication.

6. Data Privacy and Compliance (GDPR)

Any personal data collected through cookies is handled in strict accordance with our Privacy Policy. Under European GDPR laws, we ensure that:

We obtain explicit consent for non-essential cookies.
Data collected via cookies is encrypted and stored securely on AWS infrastructure.
Users can withdraw their consent at any time.

7. Updates to This Policy

FinTEM may update this Cookie Policy to reflect changes in technology or regional legal requirements. We encourage you to review this page periodically for the latest information.

8. Contact Us

If you have any questions about our use of cookies, please contact our Compliance Team: Email: info@fintem.com